Asheville Car Insurance

Asheville teenagers are faced with a unique environment when it comes time to learn to drive. Asheville is a very hilly area, and is not really known for having very straight roads. The area is also prone to having popup thunderstorms in the spring and summer and snow and ice in the winter. This can make driving treacherous for both inexperienced teenage drivers as well as experienced adults alike.

Teen drivers are statistically much more likely to be involved in an accident. Car crashes are one of the leading killers of kids 15-20 years old. Because of these sobering statistics, insuring teen drivers can be an expensive proposition.

Maybe a teen is a straigh-A student, is not prone to bending to peer pressure, is an exceptional driver, or has taken a driver’s safety course. Some insurance companies in the Asheville area will give teen driver’s a break for these considerations during the initial quoting process, or shortly after the new customer is enrolled. With or without these discounts, car insurance for teenagers may double a parent’s insurance bill.

One tip for getting a quote for a teen driver – make sure the insurance company does not automatically quote them on the most expensive vehicle. Many American families have a driveway full of cars. If the teen isn’t going to be driving the Lexus, don’t insure them for it. Also, ask about deductibles during the quoting process. A substantial increase in deductibles can decrease the premium by 35% or more.

Of course one thing to guard against is an accident or a speeding ticket. Don’t let your Asheville teenager go flying down I-26 between Greeville and Asheville if they have never driven down or up the mountain by themselves. You know all those spots on Asheville city streets that you try to avoid when the weather gets bad? Well, your teenager doesn’t. Warn them.